Time to Cash in Treasury Bonds?

Summary


Q: I have $5,000 in EE bonds. Would it be a better investment to cash them in and put the money in a mutual fund for a higher return? A: Perhaps, but not necessarily. EE bonds do enjoy some favorable tax treatment.

First, you may elect to have the interest compound tax-free each year and defer taxes on the interest until the bond is cashed in.

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Extract


Time to Cash in Treasury Bonds?

Second, subject to the bondholder's income being below certain thresholds (singles with adjusted gross incomes below $74,850 and married couples filing jointly below $1...

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