Homeowners Tell of Mortgage Woes

Summary


When Yvonne Hammonds bought her two-family home in New Haven eight years ago, she viewed it as an opportunity to move herself and her children out of public housing. Her $700-a-month mortgage seemed, at the time, to put her dream of homeownership within reach.

But a costly recent decision to refinance the loan caused her monthly payments to balloon to their current level of $2,400. Like many throughout the state, and the nation, Hammonds was lured to refinance by the promise of lower interest rates and monthly payments, a decision she regrets.

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Extract


Homeowners Tell of Mortgage Woes

Even with Neighborhood Housing Services of New Haven contributing $300 a month to her mortgage from its "rescue fund," coming up with the $2,100 balance...

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